No Fax Payday Loans- Get Money Instantly

Get funds quickly with a no fax payday loan from an online trusted lender.

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Applying Does NOT Affect Your Credit Score

No Fax Payday Loans with Guaranteed Approvals

When you need money urgently, you may want to avoid going through certain processes one of which is faxing. Faxing is an old school way of sending across documents which can be very, very time consuming. Many lenders however still continue to use this method of receiving documents from their borrowers which can delay applications and approvals.

If you're looking for a lender who doesn't use faxing in applications and approvals, you're on the right webpage. We at 12MonthsBadCreditLoans do not use faxing as a means to receive your documents since we are based online and everything right from applications to transfers are done without the requirement of paperwork or faxing.

When Can I receive My No Fax Payday Loan?

No Fax Payday Loans

Getting a no fax payday loan from a direct lender like us is as quick as it can get. Right from applications to transfers, everything is speedy.

  • Applications: It takes just a few minutes for our borrowers to fill our forms after which they can send across their documents without faxing them, which is online itself.
  • Approvals: We avoid time-consuming procedures in our approval process which makes it fast to approve your loan.
  • Transfers: Transfers are made as soon as we approve loan requests, and the money is directly credited into your checking account. There is no need to waste time travelling to a store in order to collect your money.

Can I Get an Online No Fax Payday Loan with No Credit Checks?

Yes, with us as a direct lender, you can get a no fax payday loan without having to go through credit checks. Unlike traditional lenders who conduct credit checks on the basis of which they approve or deny funding to their borrowers, we do not believe in doing so.

Firstly, hard credit checks conducted by traditional lenders can further reduce the credit rating of a borrower which is something we do not believe in doing, being a considerate online loan lender. That's because, we don't want to make it difficult for you to get funded elsewhere in case you get rejected by us.

Secondly, the reason we do not conduct hard credit checks is because we do not want to waste time in approving your loan, since hard credit checks defeat the purpose of quick funding, which is what direct lenders are known for.

Apply Now to get a payday loan without faxing.
No Fax Payday Loans Come With Simple Terms

Here are the basic documents you shall need to provide in order to get an instant payday loan with no faxing:

  • Permanent residence of citizenship of the USA
  • An active bank account and 3 months' statement
  • Pay stubs or salary slips of 3 months showing a stable monthly income of $1,000 or above
  • Valid contact details
  • Proof of age (18+) and identity
No Fax Payday Loans are Unsecured at 12MonthsBadCreditLoans

When you apply for a no fax payday loan with us, you do not have to worry about having to provide collateral. All you have to do is have a stable monthly income which is the basis upon which we shall allow funding for you. We do not require our customers to provide us with security of any sort for a loan of just a few hundred dollars, since we understand that if you need a small, short-term loan you may not have something to put up at stake in the first place.

Get a Loan with No Faxing up to $1000

Along with fair rates of interest, we offer loans up to $1000 since we know that these days nothing comes at a highly affordable price tag. If you're a new customer, you shall be able to receive $500 and if you're a returning customer, up to $1000.

Consumer Notice

The available loan product types and loan amount limits may vary with the market. All loans are subject to state regulations, eligibility terms, certifications, underwriting and approval. Rates, fees, terms and conditions apply. The loan decisions, disbursal and credit times are subject to system limitation. In some cases, verification may require additional processes, which can delay the loan decision.

We offer short-term loans. Short-term loans are intended towards assisting borrowers with short-term financial needs and they are not intended to serve as long-term financial solutions. Customers with credit related issues and hardships are advised to seek credit counseling.

The credited approval on your application may be based in part or wholly upon information obtained from a national database including, but not confined to TransUnion or eBureau.

Terms such as, “same day approval”, “same day deposit”, “instant approval”, “guaranteed approval”, “bad credit ok”, “one-hour deposit”, “instant deposit”, “no credit check”, etc. are only indicative. Certain conditions, state laws and safety considerations may require such terms to be deviated from. All loan products are subject to various terms and conditions and various parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and/or loan rejections. Some restrictions may apply.

Equal Credit Opportunity Act: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.