300 Dollar Loans for Bad Credit Holders

Get the money that you need with no credit checks

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Applying Does NOT Affect Your Credit Score

300 Dollar Loansfrom a Direct Lender

When you're looking for emergency money from a lender, you may consider your options including traditional and direct loan lenders. Traditional lenders take time to approve loans which may have you waiting for days to just know whether or not your request for a cash advance has been approved or not. Of course, their rate of interest is lower than that of direct loan lenders but is it really worth the wait when all you need is 300 dollars? Instead, get applying with a direct loan lender like 12MonthsBadCreditLoans and get approved instantly with money being transferred in as little as a day.

Do $300 come with No Credit Checks?

300 Dollar Loans

At 12MonthsBadCreditLoans, your 300 dollar loan shall have no hard credit check. That's because hard credit checks do nothing but delay funding since it is a lengthy process, as well as cause a reduction in your credit rating. We do not wish to do so just to offer 300 bucks to our borrowers which is why we avoid conducting hard credit checks and instead rely on your income statement to fund you. As long as you have a stable income, getting funded by us shall not be a problem at all.

Can I Get $300 Loans Today?

Indeed you can. Our approval procedures are time-saving and not stringent at all and we approve loan requests as soon as we receive them as long as you meet our very basic eligibility criteria. With no collateral requirements and no hard credit checks, we save a lot of time when approving your loan. Applying with us is a quick and easy affair after which we approve and transfer funds only within 24 hours.

What is the process of applying for a 300 dollar loan online?

Applying for a 300 dollar loan with 12MonthsBadCreditLoans is as simple as it can get. Here are 3 easy steps that sum it all up:

  • Apply Online: Take out just a few minutes from your busy schedule and fill out our very easy form. Provide us with the simple documents that we ask for and you're good to go.
  • Get Approved: We shall notify you once we approve your loan request which shall be done as quickly as possible.
  • Get Funded: It takes just about 24 hours for money to get transferred into your account (which shall depend upon your bank's policies).
Apply Now to get a 300 dollar loan now.
Why apply for 300 dollar loans online?
  • 24/7 Accessibility: You don't have to specifically take out time to get applying online. Unlike a store based lender, we have no "opening hours" which makes applying for borrowers very easy.
  • No travel time: You don't have to waste time travelling all the way to a lender in order to get funded.
  • No paperwork: You don't have to go through a ton of paperwork just to get a short-term loan of a few hundred bucks.
  • No long queues: You can now avoid waiting in long queues for your turn to apply which shall help you save a lot of time.

What are the eligibility criteria?

  • 1)Have a stable income of at least $1000 on a monthly basis
  • 2)Be a resident of the United States
  • 3)Have a checking account
  • 4)Provide us with verifiable contact details
  • 5)Be at least 18 years old

Consumer Notice

The available loan product types and loan amount limits may vary with the market. All loans are subject to state regulations, eligibility terms, certifications, underwriting and approval. Rates, fees, terms and conditions apply. The loan decisions, disbursal and credit times are subject to system limitation. In some cases, verification may require additional processes, which can delay the loan decision.

We offer short-term loans. Short-term loans are intended towards assisting borrowers with short-term financial needs and they are not intended to serve as long-term financial solutions. Customers with credit related issues and hardships are advised to seek credit counseling.

The credited approval on your application may be based in part or wholly upon information obtained from a national database including, but not confined to TransUnion or eBureau.

Terms such as, “same day approval”, “same day deposit”, “instant approval”, “guaranteed approval”, “bad credit ok”, “one-hour deposit”, “instant deposit”, “no credit check”, etc. are only indicative. Certain conditions, state laws and safety considerations may require such terms to be deviated from. All loan products are subject to various terms and conditions and various parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and/or loan rejections. Some restrictions may apply.

Equal Credit Opportunity Act: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.