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Find answers to FAQs about bad credit payday loans online

Q: What are bad credit payday loans? A: These are short term personal loans specifically designed for people with poor credit and are offered against your next paycheck. The loan amount is usually between $100 and $1000.

Q: I am a first time borrower. How much can I qualify for? A: When you apply for the first time, you are eligible for $500 fast cash.

Q: What are the requirements for fast cash loans? A: Following are the requirements:

  • A regular job or steady source of income
  • Monthly earning of minimum $1,000
  • Active checking account
  • Valid contact number and email address

Q: How long does it take to receive my cash advance? A: These are same day pay out loans and hence you will get your online money within hours of approval.

Q: What are the advantages with payday loans online direct lenders? A: Following are the advantages:

  • Simpler and secure online process
  • Fast cash within hours
  • No collateral required
  • No writing checks
  • Perfect credit score not mandatory
  • No third parties involved

Q: How will I receive my loan money? A: Once your loan request is approved, the quick cash is deposited directly into your authorized bank account.

Q: I have a bad credit. How can I qualify? A: An outstanding credit score is not mandatory to qualify for our paycheck loans. Low credit borrowers are also accepted.

Q: Are there any broker fees? A: No. There is no agent fee. We are your bad credit direct payday lender no third party and hence we offer you online money without involving any brokers.

Q: Do I need to fax any documents while applying for an instant cash loan? A: No. The lending process is completely online and devoid of paperwork. Hence our loans are also called as faxless payday loans.

Q: What are the repayment terms for payroll advance? A: Usually, you are expected to repay your cash advance by your next pay day. However, you also have the flexibility to choose your payment terms- 1month, 3 months, 6 months and 12 months.

Q: How safe is my online payday loan information?A: We do not sell your loan information. We protect your private data from unauthorized access through advanced data security techniques.

Q: What if I fail to pay my advance cash loan?A: In case, you fail to pay your loan, you can immediately contact our customer support team for appropriate help.

Consumer Notice

The available loan product types and loan amount limits may vary with the market. All loans are subject to state regulations, eligibility terms, certifications, underwriting and approval. Rates, fees, terms and conditions apply. The loan decisions, disbursal and credit times are subject to system limitation. In some cases, verification may require additional processes, which can delay the loan decision.

We offer short-term loans. Short-term loans are intended towards assisting borrowers with short-term financial needs and they are not intended to serve as long-term financial solutions. Customers with credit related issues and hardships are advised to seek credit counseling.

The credited approval on your application may be based in part or wholly upon information obtained from a national database including, but not confined to TransUnion or eBureau.

Terms such as, “same day approval”, “same day deposit”, “instant approval”, “guaranteed approval”, “bad credit ok”, “one-hour deposit”, “instant deposit”, “no credit check”, etc. are only indicative. Certain conditions, state laws and safety considerations may require such terms to be deviated from. All loan products are subject to various terms and conditions and various parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and/or loan rejections. Some restrictions may apply.

Equal Credit Opportunity Act: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.