100 Dollar Loans from a Direct Lender

Small Amounts for Urgent Needs

Apply Now

Applying Does NOT Affect Your Credit Score

100 Dollar Payday Loans from a Direct Lender Online

When you need 100 dollars, going to a traditional lender for help isn't the best idea since they usually offer bigger amounts of money to those who need it for reasons such as buying a house, investing in a business or something else. Just 100 dollars may not even be an amount that may be accepted by them to offer to an individual who just needs an amount as little as that to gain some extra cash during the month and before his/her pay date.

However, direct lenders like 12MonthsBadCreditLoans offers up to $1000 to those who need a small amount of money, and $100 is included in the offering. You now don't have to apply for huge loans and from lenders who may take several days to approve or disapprove your request when all you need is a 100 dollars.

100 Dollar Loans Come with Direct Deposits

100 Dollar Loans

When you choose to apply for a $100 loan with a direct lender who is based online like 12MonthsBadCreditLoans, rest assured that your money shall be directly deposited into your account overnight. You now don't have to go through the hassle of travelling back and forth or standing in long queues just to get a small 100 dollar loan, and can instead get it directly deposited into your checking account. Our ACH system ensures that you don't have to run around in order to repay your loan either since it gets deducted automatically as well.

$100 Loans Come with No Credit Check

    Yes, you read that right. If you choose to apply for a 100 dollar loan with us, you don't have to worry about having a bad credit score since we do not conduct credit checks. Reason being that credit checks are time consuming procedures which delay approvals thus delaying transfers and we do not wish to cause a delay in your urgent requirement. We understand that you may need the money quickly in order to address an emergency or because you may be out of money during the month, and you shouldn't have to wait for payday in order to be able to cater to such situations.

    Our Eligibility Terms are Simple

    We do not need you to have perfect credit or provide us with collateral in order to get an amount as little as 100 dollars. Here are our simple eligibility terms that shall allow you to get funded by us very easily:

    • Income statement/Pay stub proving that you earn at least $1000 per month
    • SSN
    • Age proof (18+)
    • Verifiable contact details
    • Checking account details
Apply Now to get a loan of $1000
Why apply for a 100 dollar loan online?

If all you need is 100 dollars, you shouldn't have to go through the hassle of running around in order to get such a small amount. Applying for a loan with an online loan lender is the best option since:

  • We are accessible 24/7 which means that you can apply at any time of the day.
  • We do not conduct credit checks just like store based direct lenders.
  • You don't have to travel all the way in order to get such a small sum of money.
  • You can avoid paperwork.
  • You can avoid standing in long queues waiting for your turn to apply.
Get 100 Dollars without Providing Collateral

We do not ask our borrowers to provide us with collateral in order to fund them. That's because, processing collateral takes time which delays funding and defeats our purpose of providing funds quickly. Also, we do not want you to put up something at stake when all you need is a 100 dollars.

Consumer Notice

The available loan product types and loan amount limits may vary with the market. All loans are subject to state regulations, eligibility terms, certifications, underwriting and approval. Rates, fees, terms and conditions apply. The loan decisions, disbursal and credit times are subject to system limitation. In some cases, verification may require additional processes, which can delay the loan decision.

We offer short-term loans. Short-term loans are intended towards assisting borrowers with short-term financial needs and they are not intended to serve as long-term financial solutions. Customers with credit related issues and hardships are advised to seek credit counseling.

The credited approval on your application may be based in part or wholly upon information obtained from a national database including, but not confined to TransUnion or eBureau.

Terms such as, “same day approval”, “same day deposit”, “instant approval”, “guaranteed approval”, “bad credit ok”, “one-hour deposit”, “instant deposit”, “no credit check”, etc. are only indicative. Certain conditions, state laws and safety considerations may require such terms to be deviated from. All loan products are subject to various terms and conditions and various parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and/or loan rejections. Some restrictions may apply.

Equal Credit Opportunity Act: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.