One Hour Loans - Quick Approvals and Immediate Transfers

Get funds in an hour without bothering about having bad credit.

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Applying Does NOT Affect Your Credit Score

One Hour Payday Loans can Fetch You Instant Money

When you need money instantly, finding the right lender and the right kind of loan can be a challenge. However, you can now get a payday loan in just an hour from a trusted online loan lender like us, which can help you deal with your emergency immediately. You can avoid waiting in long queues and travelling back and forth just to get a loan of a few hundred dollars.

Can I Get a Payday Loan in One Hour?

1 Hour Payday Loans

Yes, with us, you can get a payday loan in one hour as long as you meet the following requirements:

  • Provide easily verifiable, complete and authentic details and documents
  • Stay contactable on call and email
  • Once you receive a loan offer, promptly read, understand and accept it
  • Always apply for loans during early business hours or at the earliest that you determine your need for the loan.

It is however important for you to know that our partners are involved in the verification process and if they need additional assistance from you for your loan, it may cause a delay. Also, your bank can take up to 24 hours to allow transfers from us which can also be a reason for a delay. However, if all requirements are met and your banks policies don't delay your transfer, you shall be able to receive your payday loan in one hour.

Do I Have to Provide Collateral to Get a One Hour Loan from a Direct Lender?

No. With us as your direct lender, your one hour payday loan can be received without providing collateral to us. Processing collaterals can take a lot of time and we do not want to delay funding for you, especially since you need a loan in an hour. Even if you have bad credit, we shall offer funding as long as you meet our basic requirements, without having to provide us with security of any sort.

The Eligibility Terms for One Hour Payday Loans

We have made the loan easy for the vast majority of the borrowers to qualify for. Here's what you shall need:

  • Permanent residence of citizenship of the USA
  • An active bank account and 3 months' statement
  • Pay stubs or salary slips of 3 months showing a stable monthly income of $1,000 or above
  • Valid contact details
  • Proof of age (18+) and identity
Apply Now to get a payday loan in one hour.
Are One Hour Payday Loans Guaranteed?

A lot of our borrowers wonder if approvals are guaranteed with us because of our terms and conditions for one to be able to get a loan from us. Since our requirements are very basic, it is very easy to get a loan. As long as you meet those requirements, including having a stable monthly income, approval shall be granted. With us:

  • The loan approval rate is above 90%
  • We accept all credit scores
  • Our loans are quick and fully online
Get a One-Hour Payday Loan Online, in 4 Simple Steps

The process to apply for a one hour online loan for bad credit borrowers, has been designed to be simple and friendly. It just takes 4 steps and the loan shall be yours:

  • Apply Online
  • Get Approved once Verified for Eligibility
  • Accept the Loan Offer Online
  • Your Loan is Credited

Consumer Notice

The available loan product types and loan amount limits may vary with the market. All loans are subject to state regulations, eligibility terms, certifications, underwriting and approval. Rates, fees, terms and conditions apply. The loan decisions, disbursal and credit times are subject to system limitation. In some cases, verification may require additional processes, which can delay the loan decision.

We offer short-term loans. Short-term loans are intended towards assisting borrowers with short-term financial needs and they are not intended to serve as long-term financial solutions. Customers with credit related issues and hardships are advised to seek credit counseling.

The credited approval on your application may be based in part or wholly upon information obtained from a national database including, but not confined to TransUnion or eBureau.

Terms such as, “same day approval”, “same day deposit”, “instant approval”, “guaranteed approval”, “bad credit ok”, “one-hour deposit”, “instant deposit”, “no credit check”, etc. are only indicative. Certain conditions, state laws and safety considerations may require such terms to be deviated from. All loan products are subject to various terms and conditions and various parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and/or loan rejections. Some restrictions may apply.

Equal Credit Opportunity Act: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.