One Hour Payday Loans - With Instant Approval

Get funds in an hour without worrying about having bad credit.

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Applying Does NOT Affect Your Credit Score

Instant Approval One Hour Payday Loans

When you need money instantly, finding the right lender and the right kind of loan can be a challenge. Now get a payday loan in just an hour from a trusted online loan lender like us, which can help you deal with your emergency immediately. You can avoid waiting in long queues and travelling back and forth just to get a loan of a few hundred dollars.With 12MonthsBadCreditLoans get a 1-hour payday loan with no credit check and instant approval

Get a Payday Loan in One Hour With No Credit Check?

1 Hour Payday Loans

With us, you can get a payday loan in one hour as long as you meet the following requirements:

  • Provide easily verifiable, complete and authentic details and documents
  • Stay contactable on call and email
  • Once you receive a loan offer, promptly read, understand and accept it
  • Always apply for loans during early business hours or at the earliest time after you determine your need for a loan.

However, it is important for you to know that our team is involved in the verification process, which may, at times, cause a delay if there are any lapses in the documents that you provide. Also, your bank can take up to 24 hours to allow transfers from us which can also be a reason for a delay. However, if all requirements are met and your bank's policies don't delay your transfer, you shall receive your payday loan in an hour.

Do I Have to Provide Collateral to Get a One Hour Loan from a Direct Lender?

No. With us as your direct lender, your can get your 1 hour payday loan by phone without collateral. Processing collaterals can take a lot of time and we do not want to delay funding for you, especially since you need a loan in an hour. Even if you have bad credit, we shall offer funding as long as you meet our basic requirements, without having to provide security of any sort.

Eligibility for 1 Hour Payday Loans

We have made the loan easy for the vast majority of the borrowers .Here's what we require to process your 1 hour payday loans online:

  • Must be a citizen of the USA
  • An active bank account and 3 months' statement
  • Pay stubs or salary slips of 3 months showing a stable monthly income of $1,000 or above
  • Valid contact details
  • Proof of age (18+) and identity
Apply Now to get a payday loan in one hour.
1 Hour Payday Loans Guaranteed Approval

Since our requirements are very basic, it is very easy to get a guaranteed loan. As long as you meet our requirements, including having a stable monthly income, approval shall be granted.Why do we promise guaranteed approval?

  • The loan approval rate is above 90%
  • We accept all credit scores
  • Our loans are quick and fully online
Get a One-Hour Payday Loan Online, in 4 Simple Steps

The process to apply for a one hour online loan for bad credit borrowers, has been designed to be simple and friendly. It just takes 4 steps and the loan shall be yours:

  • Apply Online
  • Get Approved once Verified for Eligibility
  • Accept the Loan Offer Online
  • Your Loan is Credited

Get 1 hour payday loans online with no credit check and instant approval by filling out a simple application form online. Apply now and get your 1 hour payday loan on the same day.

Consumer Notice

The available loan product types and loan amount limits may vary with the market. All loans are subject to state regulations, eligibility terms, certifications, underwriting and approval. Rates, fees, terms and conditions apply. The loan decisions, disbursal and credit times are subject to system limitation. In some cases, verification may require additional processes, which can delay the loan decision.

We offer short-term loans. Short-term loans are intended towards assisting borrowers with short-term financial needs and they are not intended to serve as long-term financial solutions. Customers with credit related issues and hardships are advised to seek credit counseling.

The credited approval on your application may be based in part or wholly upon information obtained from a national database including, but not confined to TransUnion or eBureau.

Terms such as, “same day approval”, “same day deposit”, “instant approval”, “guaranteed approval”, “bad credit ok”, “one-hour deposit”, “instant deposit”, “no credit check”, etc. are only indicative. Certain conditions, state laws and safety considerations may require such terms to be deviated from. All loan products are subject to various terms and conditions and various parts of the lending process may be subject to system limitations and third-party verifications which can cause time delays and/or loan rejections. Some restrictions may apply.

Equal Credit Opportunity Act: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.