Find answers to FAQs about bad credit payday loans online.
Q: What are bad credit payday loans?
A: These are short term personal loans specifically designed for people with poor credit and are offered against your next paycheck. The loan amount is usually between $100 and $1000.
Q: I am a first time borrower. How much can I qualify for?
A: When you apply for the first time, you are eligible for $500 fast cash.
Q: What are the requirements for fast cash loans?
- A regular job or steady source of income
- Monthly earning of minimum $1,000
- Active checking account
- Valid contact number and email address
Q: How long does it take to receive my cash advance?
A: These are same day pay out loans and hence you will get your online money within hours of approval.
Q: What are the advantages with payday loans online direct lenders?
- Simpler and secure online process
- Fast cash within hours
- No collateral required
- No writing checks
- Perfect credit score not mandatory
- No third parties involved
Q: How will I receive my loan money?
A: Once your loan request is approved, the quick cash is deposited directly into your authorized bank account.
Q: I have a bad credit. How can I qualify?
A: An outstanding credit score is not mandatory to qualify for our paycheck loans. Low credit borrowers are also accepted.
Q: Are there any broker fees?
A: No. There is no agent fee. We are your bad credit direct payday lender no third party and hence we offer you online money without involving any brokers.
Q: Do I need to fax any documents while applying for an instant cash loan?
A: No. The lending process is completely online and devoid of paperwork. Hence our loans are also called as faxless payday loans.
Q: What are the repayment terms for payroll advance?
A: Usually, you are expected to repay your cash advance by your next pay day. However, you also have the flexibility to choose your payment terms- 1month, 3 months, 6 months and 12 months.
Q: How safe is my online payday loan information?
A: We do not sell your loan information. We protect your private data from unauthorized access through advanced data security techniques.
Q: What if I fail to pay my advance cash loan?
A: In case, you fail to pay your loan, you can immediately contact our customer support team for appropriate help.